It does not have any so-called brick-and-mortar locations, as all business is handled in an online environment. So while it is not a bank, it provides financial services. So, is it an online bank? Well, to be precise, it isn't, but modern jargon might apply the term "online bank" for Chime. It does not have its own banking license but provides its app-based services via FDIC-insured bank partners. ![]() Chime is a US fintech (financial technology) company founded in 2013. It is growing rapidly with more than 12 million customers as of 2021.
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